Now defending disputes on Shopify Payments, Whop and PayPal. See integrations
Ethoca and Verifi official partner

Keep your payment
processor alive

Stop chargebacks before they land, and win the ones that do. Alerts refunded in time, disputes fought with your own evidence.

Connects in under a minute. No card, no contract, no monthly fee.
Want a hand? Book a free 30-minute onboarding call.

app.tryrecoup.io
OverviewAcross 3 connected stores
7 days30 daysAll time
1,284Alerts handled
0.18%Dispute rate
94%Auto-matched
$41,920Chargebacks avoided
Dispute rate Recoup connected
1 MarToday
SourceMatched orderAmountStatus
Ethoca#1042 · •••• 4242$49.95Refunded · prevented
Visa RDR#1041 · •••• 4242$129.00Refunded · prevented
Ethoca#1038 · •••• 1881$84.50Refunded · prevented
CDRN2 orders match$29.00Needs review

Defending disputes for merchants on

Shopify PaymentsWhopPayPalEthocaVerifiSlack
Why the rate matters

Your processor is counting, not forgiving

Cross 0.65% at Visa or 0.9% at Mastercard and you are in a monitoring programme — fines, a rolling reserve, and eventually a closed account.

Recoup connected 0.18%dispute rate today

Your rate, after we connect

Refunded inside the alert window, so it never counts.

The gateway stays open

Below the monitoring thresholds, across every network.

Ethoca alert$61.00 •••• 4242 · BIN 424242 · 12 May 04:33
#1038$61.00 · •••• 1881✕
#1041$61.00 · •••• 4242✓
#1044$61.00 · •••• 0004✕

One alert, one order

Three look alike. Only one is the card that was charged.

Refund automatically
Ceiling$200
$0$200$500+
$49.95Refunded automatically
$340.00Held for you

You set the ceiling

Above it, we ask. Switch automatic refunds off any time.

The platform in action

See what runs on your store

Alerts, disputes, the evidence behind each one, and what your customers are asking for.

Every alert matched to the order it came from, refunded inside the window.

app.tryrecoup.io
AlertsMatched to the exact order, refunded inside the window
AllEthocaRDRCDRN
214Alerts this month
97%Matched automatically
0Became chargebacks
$13,480Chargebacks avoided
NetworkCardOrderWindowAmountStatus
Ethoca•••• 5454#2318$64.00Refunded
Visa RDR•••• 4242#2311$129.00Resolved by rule
CDRN•••• 1881#2307$38.50Refunded
Ethoca•••• 44442 orders match$212.00Needs review
Visa RDR•••• 0077#2299$54.90Resolved by rule

Every chargeback that still lands, tracked to the deadline and fought.

app.tryrecoup.io
DisputesEvery case built from your store, filed before the deadline
OpenAllWon
38Disputes fought
$2,940Recovered
0Deadlines missed
3Open now
OrderReasonAmountStatus
#2287Item not received$89.00Filed · 6 days early
#2264Not as described$145.00Won
#2251Fraudulent$59.00Won
#2246Subscription cancelled$29.00Awaiting your approval
#2239Item not received$74.50Won

The evidence and the letter, written for the reason code. Read it before or after it is filed.

app.tryrecoup.io
Dispute #2287 · Item not receivedVisa 13.1 · respond by 18 Jun
Filed and verified
Evidence collected5 sources
✓Order and payment record
✓Carrier scans · delivered 4 Jun 11:02
✓AVS and CVV matched at checkout
✓Refund and shipping policy shown at checkout
✓Customer emails about this order
Response letterPDF · 4 exhibits

The cardholder states the order was not received. The carrier confirms delivery to the cardholder's billing address on 4 June at 11:02, the address entered at checkout and matched by AVS.

On 6 June the cardholder wrote to the merchant about sizing, confirming the parcel was in their possession, and was offered an exchange.

The merchant therefore requests that the dispute be reversed in its favour…

Refund requests per product, what customers said, and a monthly recap.

app.tryrecoup.io
InsightsWhat your customers ask for, and why
Last monthThis month
Refund requests by productasked · refunded
Linen Midi Dress9 · 3
Wool Cardigan6 · 4
Trail Runner 24 · 1
Canvas Tote2 · 2

"Ordered my usual M, it fits like an S." · Linen Midi Dress

November recapNew
0.21%Dispute rate · down 0.08
21Asked for a refund · up 3
Fix firstLinen Midi Dress runs a size small. Add a note to the size chart.

Automatic or approve-first, with a ceiling you set and every network in one place.

app.tryrecoup.io
Alert rulesYou decide what is refunded automatically
Refund automaticallyInside the alert window
CeilingAbove it, we ask you first$200
Approve disputes before filingOff: filed automatically
Networks
EthocaLive · worldwide
Visa RDRLive · rules set
CDRNLive · US cards
Descriptor NORTHBOUND*GOODS registered on all three
How it works

Three steps, then it runs itself

1

Connect

One click of OAuth. No code.

2

Detect

The moment a cardholder queries a charge.

3
Refunded·prevented

Prevent

Matched and refunded inside the window.

Both halves

Prevention first, representment behind it

Most tools do one. We do both.

 RecoupAlert servicesDoing nothing
Stops the chargeback being filed✓✓✕
Protects your dispute ratio✓✓✕
Fights the ones that get through✓✕✕
Matches alerts to real ordersYour live ordersOften left to you✕
Monthly feeNoneOftenNone

Prevent the ones you would lose. Fight the ones you can win.

Integrations

Plugs into what you already use

EthocaMastercard alerts
Visa RDRVisa alerts
CDRNVisa US alerts
Shopify PaymentsDisputes & orders
WhopAccess logs
Gmail & IMAPCustomer thread
HelpdesksSolvias, CommSlayer
SlackAlerts to your team
Partner APIAgencies & platforms
PayPalDisputes
StripeOn request
From the blog

Check out our latest articles

Chargebacks, alerts, dispute rates and the programmes processors run, explained plainly.

Get your dispute rate under control

Connect your store in under a minute. The next alert is matched and refunded inside the window, and the next chargeback is answered with evidence.

No card, no contract, no monthly fee.